Capital for buying, renovating, building, and holding income property, from a single flip to a hotel.
Purchase plus renovation for sale or rent
Short-term funding for the acquisition and the rehab budget, released in draws as work completes. Built for investors and construction-focused owners who need both in one loan.
Finance the lot and the build
For investors and builders putting up new residential units. Funds cover land, hard costs, and soft costs in stages, with an exit to sale or a long-term rental loan.
Buy now, sell or refinance later
Short-term capital to close quickly on a property before selling another or before a long-term loan is ready. Interest-only payments and a defined exit.
Hotels, multifamily, mixed-use, retail
For larger investors buying commercial income property such as hotels, apartment buildings of 5 or more units, and mixed-use assets. The property's net operating income drives the approval.
Official guidelines: Freddie Mac Multifamily
You receive funds for the purchase plus a renovation budget, released in draws as each stage of work is completed and inspected. Terms run 12 to 24 months with interest-only payments. Approval leans on the property, the scope of work, and your experience, not on tax returns.
A bridge loan is short-term capital, typically 6 to 18 months, used to close quickly on a property before selling another or before long-term financing is ready. Payments are interest-only and the loan is repaid from the sale or the refinance.
Loans for income property with five or more residential units, hotels, mixed-use, retail, and office buildings. Approval is driven by the property's net operating income and typically allows 65% to 75% loan-to-value with 5 to 25 year terms.
Send us your scenario: income, credit, and savings. We'll tell you in plain language which programs apply, in English or Spanish.
Figures shown are typical program guidelines and vary by lender, property, and your profile. This is not a commitment to lend. All loans are subject to credit and underwriting approval. Programs, rates, and requirements are subject to change without notice.
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